/* =========================================================================
   CreditA – Public site styles
   ========================================================================= */
:root{
  --indigo:#6366F1; --violet:#8B5CF6; --green:#10B981; --green-d:#059669;
  --ink:#0F172A; --slate:#475569; --muted:#64748B;
  --line:#E2E8F0; --bg:#F8FAFC; --card:#FFFFFF;
  --grad:linear-gradient(135deg,#6366F1,#8B5CF6);
  --grad-green:linear-gradient(135deg,#10B981,#059669);
  --shadow:0 10px 30px -12px rgba(15,23,42,.18);
  --shadow-lg:0 24px 60px -20px rgba(79,70,229,.35);
  --radius:16px;
  --font:'Inter','Segoe UI',system-ui,-apple-system,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
.container{width:min(1160px,92%);margin:0 auto}
section{padding:72px 0}
h1,h2,h3{line-height:1.15;margin:0 0 .5em}
h2{font-size:clamp(1.6rem,3.5vw,2.4rem);font-weight:800}
.lead{color:var(--slate);font-size:1.05rem}
.eyebrow{display:inline-block;font-weight:700;font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;
  color:var(--indigo);background:#EEF2FF;padding:6px 14px;border-radius:999px;margin-bottom:14px}
.center{text-align:center}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;
  font-weight:700;font-size:1rem;padding:14px 26px;border-radius:12px;border:none;transition:.2s;white-space:nowrap}
.btn-primary{background:var(--grad);color:#fff;box-shadow:var(--shadow-lg)}
.btn-primary:hover{transform:translateY(-2px);filter:brightness(1.05)}
.btn-green{background:var(--grad-green);color:#fff}
.btn-green:hover{transform:translateY(-2px)}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--indigo);color:var(--indigo)}
.btn-block{width:100%}
.btn-lg{padding:16px 32px;font-size:1.08rem}

/* ---------- Header ---------- */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.nav .logo img{height:36px}
.nav nav{display:flex;gap:28px;align-items:center}
.nav nav a{color:var(--slate);font-weight:600;font-size:.95rem}
.nav nav a:hover{color:var(--indigo)}
.nav .actions{display:flex;gap:12px;align-items:center}
.burger{display:none;background:none;border:none;cursor:pointer;font-size:1.5rem}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:
  radial-gradient(1000px 500px at 80% -10%,#EEF2FF,transparent),
  radial-gradient(800px 400px at 0% 10%,#F0FDF4,transparent)}
.hero .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:900;letter-spacing:-.02em}
.hero h1 .hl{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .trust{display:flex;gap:26px;margin-top:26px;flex-wrap:wrap}
.hero .trust div{display:flex;align-items:center;gap:8px;color:var(--slate);font-weight:600;font-size:.92rem}
.hero .trust .dot{width:22px;height:22px;border-radius:50%;background:var(--grad-green);color:#fff;display:grid;place-items:center;font-size:.75rem}

/* ---------- Calculator card ---------- */
.calc{background:var(--card);border-radius:22px;box-shadow:var(--shadow);border:1px solid var(--line);padding:28px}
.calc h3{font-size:1.15rem;margin-bottom:4px}
.calc .sub{color:var(--muted);font-size:.9rem;margin-bottom:18px}
.calc-row{margin-bottom:22px}
.calc-row .top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.calc-row label{font-weight:600;color:var(--slate)}
.calc-row .val{font-weight:800;font-size:1.3rem;color:var(--ink)}
.calc-row .val small{font-size:.85rem;color:var(--muted);font-weight:600}
input[type=range]{-webkit-appearance:none;width:100%;height:8px;border-radius:999px;background:var(--line);outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;
  background:#fff;border:5px solid var(--indigo);box-shadow:0 4px 10px rgba(99,102,241,.4);cursor:pointer;transition:.15s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.1)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--indigo);cursor:pointer}
.range-ends{display:flex;justify-content:space-between;color:var(--muted);font-size:.8rem;margin-top:6px}
.calc-summary{background:#F8FAFC;border:1px solid var(--line);border-radius:14px;padding:16px;margin:18px 0;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc-summary .box .k{color:var(--muted);font-size:.82rem}
.calc-summary .box .v{font-weight:800;font-size:1.25rem}
.calc-summary .box.total .v{color:var(--green-d)}
.calc-note{font-size:.78rem;color:var(--muted);margin-top:10px}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:40px}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative}
.step .num{width:42px;height:42px;border-radius:12px;background:var(--grad);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:14px}
.step h3{font-size:1.05rem}
.step p{color:var(--slate);font-size:.92rem;margin:0}

/* ---------- Features ---------- */
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.feature{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:.2s}
.feature:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.feature .ic{width:52px;height:52px;border-radius:14px;background:#EEF2FF;display:grid;place-items:center;font-size:1.5rem;margin-bottom:16px}
.feature h3{font-size:1.1rem}
.feature p{color:var(--slate);font-size:.94rem;margin:0}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:36px auto 0}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:4px 20px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';font-size:1.4rem;color:var(--indigo)}
.faq details[open] summary::after{content:'–'}
.faq p{color:var(--slate);margin:0 0 16px}

/* ---------- CTA band ---------- */
.cta-band{background:var(--grad);border-radius:24px;padding:48px;color:#fff;text-align:center;margin:0 auto}
.cta-band h2{color:#fff}
.cta-band p{opacity:.9;max-width:560px;margin:0 auto 24px}

/* ---------- Modal / form ---------- */
.modal{position:fixed;inset:0;background:rgba(15,23,42,.55);display:none;place-items:center;z-index:100;padding:20px;overflow:auto}
.modal.open{display:grid}
.modal .sheet{background:#fff;border-radius:20px;max-width:560px;width:100%;padding:32px;box-shadow:var(--shadow-lg);max-height:92vh;overflow:auto}
.modal .sheet h3{font-size:1.4rem}
.modal .close{float:right;background:none;border:none;font-size:1.6rem;cursor:pointer;color:var(--muted);line-height:1}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--slate)}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-size:1rem;font-family:inherit;transition:.15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--indigo);box-shadow:0 0 0 3px rgba(99,102,241,.12)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-note{font-size:.8rem;color:var(--muted)}
.summary-strip{background:#EEF2FF;border-radius:12px;padding:14px 16px;margin-bottom:18px;font-size:.9rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.summary-strip b{color:var(--indigo)}
.success{text-align:center;padding:10px 0}
.success .check{width:70px;height:70px;border-radius:50%;background:var(--grad-green);color:#fff;display:grid;place-items:center;font-size:2rem;margin:0 auto 16px}

/* ---------- Footer ---------- */
footer.site{background:var(--ink);color:#CBD5E1;padding:56px 0 28px;margin-top:40px}
footer.site .cols{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}
footer.site h4{color:#fff;font-size:1rem;margin-bottom:14px}
footer.site a{display:block;color:#94A3B8;padding:5px 0;font-size:.92rem}
footer.site a:hover{color:#fff}
footer.site .bottom{border-top:1px solid #1E293B;margin-top:36px;padding-top:20px;font-size:.85rem;color:#64748B;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.disclaimer{background:#0B1220;border-radius:12px;padding:16px;font-size:.8rem;color:#64748B;margin-top:22px}

/* ---------- Responsive ---------- */
@media(max-width:900px){
  .hero .grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .features{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr 1fr}
  .nav nav{display:none}
  .burger{display:block}
  .nav nav.open{display:flex;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;
    padding:18px;border-bottom:1px solid var(--line);gap:14px}
}
@media(max-width:560px){
  .steps,.calc-summary,.row2{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr}
  section{padding:52px 0}
}